Lakshmi is worshipped by those who wish to acquire or to preserve wealth. It is believed that Lakshmi (wealth) goes only to those houses which are clean and where the people are hardworking. She does not visit the places which are unclean/dirty or where the people are lazy.In the Sri Vaishnava philosophy however, Sri (Lakshmi) is honoured as the “Iswarigm sarva bhootanam” i.e. the Supreme goddess and not just the goddess of wealth. This is an important distinction between Sri Vaishnavism and other materialistic philosophies.

The auspicious moment

The third day of the festival of Diwali is the most important day of Lakshmi-puja and is entirely devoted to the propitiation of Goddess Lakshmi. On this very day sun enters his second course and passes Libra which is represented by the balance or scale. Hence, this design of Libra is believed to have suggested the balancing of account books and their closing. Despite the fact that this day falls on an amavasya day it is regarded as the most auspicious.

The day of Lakshmi-Puja falls on the dark night of Amavasya. The strains of joyous sounds of bells and drums float from the temples as man is invoking Goddess Laxmi in a wondrous holy “pouring-in” of his heart. All of a sudden that impenetrable darkness is pierced by innumerable rays of light for just a moment and the next moment a blaze of light descends down to earth from heaven as golden-footed Deep-Lakshmi alights on earth in all her celestial glory amidst chantings of Vedic hymns.

A sublime light of knowledge dawns upon humanity and this self enlightenment is expressed through the twinkling lamps that illuminate the palaces of thewealthy as well as the lowly abodes of the poor. It is believed that on this day Lakshmi walks through the green fields and loiters through the bye-lanes and showers her blessings on man for plenty and prosperity.

Lakshmi Pooja, or the worship of the goddess of wealth, is the main event on Diwali in North and West India. It is extremely important to keep the house spotlessly clean and pure on Diwali. Goddess Lakshmi likes cleanliness, and she will visit the cleanest house first. This is also the reason why the broom is worshiped on this day with offerings of haldi and kumkum (turmeric and vermilion). Lamps are lit in the evening to welcome the goddess. They are believed to light up Her path.

Lakshmi Puja consists of a combined puja of five deities: Ganesha is worshiped at the beginning of every auspicious act as Vighneshvara; Goddess Lakshmi is worshiped in her three forms -Mahalakshmi (the goddess of wealth and money), Mahasaraswati (the goddess of books and learning), and Mahakali; Kuber (the treasurer of the gods) is also worshiped.

Steps of Lakshmi Pooja Spread a new cloth on a raised platform: Place a handful of grains in the center and, on this, place a kalash (pitcher) made of gold, silver, copper, or terracotta. Fill three-fourth of the kalash with water and place a betel nut, a flower, a coin, and some rice grains in it. Arrange five kinds of leaves or mango leaves in the kalash. Place a small dish on the kalash and fill it with rice grains. Draw a lotus with turmeric powder ( haldi ) over the rice grains and place the idol of goddess Lakshmi over it, along with coins.

Place the idol of Ganesha: In front of the kalash, on the right (South-West direction), place the idol of Ganesha. Also place ink and books related to your business or occupation on the platform. Light a lamp and begin the puja by offering haldi, kumkum, and flowers to the platform on which the kalash is placed. Then offer haldi, kumkum, and flowers to the water that is to be used for the puja. Invoke the river goddesses to be part of this water.

Invoke goddess: Lakshmi by reciting the Vedic mantras addressed to her. One can also recite the mantras mentioned in the Puranas or simply take some flowers in your hands, close your eyes, and think of goddess Lakshmi being showered with gold coins by two elephants standing on either side of Her and chant Her name. Then offer the flowers to the idol.

Place the idol of Lakshmi: Place the idol of Lakshmi in a plate and bathe it with water, panchamrit (a mixture of milk, curd, ghee or clarified butter, honey, and sugar) and then with water containing some gold ornament or a pearl. Wipe the idol clean and place it back on the kalash. Alternately, you can just sprinkle water and panchamrit on the idol with a flower.

Offerings: Offer sandal paste, saffron paste, perfume ( itr ), haldi, kumkum, abeer, and gulal to the goddess. Offer a garland of cotton beads to the goddess. Offer flowers, especially the marigold flowers and leaves of Bel (wood apple tree). Light an incense stick and dhoop. Make an offering of sweets, coconut, fruits, and tambul. Make an offering of puffed rice and batasha. Pour some puffed rice, batasha, coriander seeds, and cumin seeds over the idol. Safe where you keep money and jewelry; Worship this safe as a symbol of Lord Kuber.

Aarti: Finally, perform the aarti for goddess Lakshmi. Always remember that She abhors loud noise. So the aarti should be accompanied only by a small bell. Do not clap hands, as is the practice when performing aarti for other gods. A peaceful and sublime atmosphere should prevail during the diwali day pujan. Do not light crackers while the puja is on or immediately after it.

Offering Prayers to Goddess Laxmi

Om Jai Laxmi Mata, Maiya Jai Laxmi Mata,

Tumko nis din sevat, Maiya ji ko nis din sevat

Hari Vishnu Data

Om Jai Laxmi Mata (Repeat above verse)

Uma Ramaa Brahmaani, Tum hi Jag Mata,Maiya Tum hi Jag Mata,

Surya Chandra Ma dhyaavat, Surya Chandra Ma dhyaavat

Naarad Rishi gaata.

Om Jai Laxmi Mata.

Durga Roop Niranjani, Sukh Sampati Data, Maiya Sukh Sampati Data

Jo koyee tumko dhyaavat, Jo koyee tumko dhyaavat

Ridhi Sidhi dhan paataa

Om Jai Laxmi Mata.

Tum Pataalani Nivasini, Tum hi Shubh Data, Maiya tum hi Shubh Data

Karma Prabhaav Prakaashini, Karma Prabhaav Prakaashini

Bhuv Niddhi ke praata

Om Jai Laxmi Mata

Jis ghar tum rehti teh, sab sath goon aataa, Maiya sab sath goon aataa,

Saab sambhav hojata jataa, Saab sambhav hojata jataa

Man naheen ghabraataa.

Om Jai Laxmi Mata

Tum Bin Yaghya na hote, vaastra na ho paata, Maiya vaastra na ho paata,

Khana paan ka vaibhav, Khana paan ka vaibhav

Sab tumse aata

Om Jai Laxmi Mata

Shubh Goon Mandir sunder, shero da di jaata, Maiya shero da di jaata

Ratna chaturdashi tum bin, Ratna chaturdashi tum bin

Koi nahi paata

Om Jai Laxmi Mata.

Maha Laxmiji ki Aarti, jo koi nar gaata, Maiya jo koi nar gaata,

Pur aananda samata, Pur aananda samata,

Paap utar jaata

Om Jai Laxmi Mata.

Om Jai Laxmi Mata, Maiya Jai Laxmi Mata,

Tumko nis din sevat, maiya ji ko nis din sevat

Hari Vishnu Data

Om Jai Laxmi Mata (Repeat above verse)

Explanation of Mahalakshmi

Mahalakshmi is the presiding Goddess of the Middle episode of Devi Mahatmya. Here, she is depicted as Devi in her universal form asShakti. The manifestation of the Devi to kill Mahishasura is formed by the effulgences of all the gods. The Goddess is described as eighteen-armed, bearing a string of beads, battle axe, mace, arrow, thunderbolt, lotus, bow, water pot, cudgel, lance, sword, shield, conch, bell, wine cup, trident, noose and the discus sudarsana. She has a complexion of coral and is seated on a lotus.[7] She is known as Ashta Dasa Bhuja Mahalakshmi.

She is seen in two forms, Bhudevi and Sridevi, both either side of Sri Venkateshwara or Vishnu. Bhudevi is the representation and totality of the material world or energy, called the aparam Prakriti, in which She is called Mother Earth. Sridevi is the spiritual world or energy, called the Param Prakriti. Most people are mistaken that they are separate beings although they are one, Lakshmi. Lakshmi is the power of Lord Vishnu.[citation needed]

Mahalakshmi’s presence is also found on Lord Sri Venkateswara (at Tirumala) or Vishnu’s chest, at the heart. Lakshmi is the embodiment of love, from which devotion to God or Bhakti flows from. It is through Love/Bhakti or Lakshmi that the atma or soul is able to reach God or Vishnu. Lakshmi plays a special role as the mediator between her husband Lord Vishnu and his worldly devotees. While Vishnu is often conceived of as a stern, easily perturbed patriarch, Lakshmi represents a more soothing, warm and approachable mother figure who willingly intervenes in the lives of devotees on his behalf. Often, it is Lakshmi who acts as the advocate for the request of a given mortal. When asking Vishnu for grace or the forgiveness of sins, Hindus often approach him through the intermediary presence of Lakshmi.[8] She is also the personification of the spiritual energy within us and the universe, called Kundalini. Also, she embodies the spiritual world, also known asVaikunta, the abode of Lakshmi-Narayana or Vishnu, or what would be considered Heaven in Vaishnavism. She is also the divine qualities of God and the soul. Lakshmi is the embodiment of God’s superior spiritual feminine energy, or the Param Prakriti, which purifies, empowers and uplifts the individual. Hence, she is called the Goddess of Fortune. Due to her motherly feelings and being the consort of Narayan (Supreme Being), she is believed as the Mother of the Universe

Ashta Lakshmi (Sanskrit: अष्टलक्ष्मी,Aṣṭalaká¹£mÄ«, lit. “eight Lakshmis”) are a group of eight secondary manifestations of the goddess Lakshmi, who preside over eight sources of wealth and thus represent the powers of Shri-Lakshmi. Actually Goddess Mahalakshmi presides over eighteen forms of wealth, but the most popular are the following eight forms of wealth only, which are governed by Ashta Lakshmis as they are most sought after by humans in the mundane and material world. The other ten forms of wealth includes, the eight great siddhis called as AshtaSiddhis, the spiritual knowledge or Gnana and teaching or imparting the spiritual knowledge to the entire world without any class difference. Goddess Mahalakshmi is also known to preside over 16 forms of worldly wealth excluding Ashta siddhis, gnana and imparting gnana. They are as follows: (1) Fame; (2) Knowledge; (3) Courage and Strength; (4) Victory; (5) Good Children; (6) Valor; (7) Gold, Gems and Other Valuables; (8) Grains in abundance; (9) Happiness; (10) Bliss; (11) Intelligence; (12) Beauty; (13) Higher Aim, High Thinking and Higher Meditation; (14) Morality and Ethics; (15) Good Health; (16) Long Life.

Ashta Lakshmi

आदि लक्ष्मी

Ādi Lakṣmī

The First manifestation of Lakshmi

धान्य लक्ष्मी

Dhānya Lakṣmī

Granary wealth

धैर्य लक्ष्मी

Dhairya Lakṣmī

Wealth of courage

गज लक्ष्मी

Gaja Lakṣmī

Elephants, symbols of wealth

सन्तान लक्ष्मी

Santāna Lakṣmī

Wealth of continuity, progeny

विजय लक्ष्मी

Vijaya Lakṣmī

Wealth of victory

विद्या लक्ष्मी

Vidyā Lakṣmī

Wealth of knowledge and education

धन लक्ष्मी

Dhana Lakṣmī

Monetary wealth

It must be kept in mind that the type of Ashta Lakshmis differ with every yuga and thus one would not find uniformity in the names of Ashta lakshmis in Hindu sacred texts. Actually speaking there are more than crores of manifestations of Mahalakshmi and without Goddess Mahalakshmi nothing in this world would survive as She forms the basis of the entire gamut of creation. Without her grace there will be nothing to eat, no air to breath, no progeny in continuation etc. At a minor level, one cannot survive without monetary wealth in this wide world, if one has not developed spiritualism. Even if one were to beg, one would not get even a dime without the grace of Goddess Mahalskhmi. It is only through the grace of Goddess Mahalakshmi that even King of Gods Devandra, gained wealth, when he was cursed by the famous Sage Dhurvasa for disrespecting the garland offered to him.

Goddess Mahalkshmi is also said to exist in several other forms. The most famous amonsgt them are 1. Sridevi, 2. Bhoodevi, and 3. Neeladevi. The famous Vaishnavite Saint Aandaal who was born in Srivilliputhur about 5050 years ago is an incarnation of Goddess Mahalakshmi Herself. Goddess Sridevi represents moveable assets, while Goddess Bhoodevi represents immoveable assets. Actually moveable assets in Sanskrit is called Chanchala, while immoveable is called Achanchala. It is only because of this mountains are prefixed with Achanachala in India, e.g., Arunachala, Himachala etc. The term Chanchala also denotes fickleness and that is why we do not find people always wealthy. Everything in this world operates only with the grace of Goddess Mahalakshmi.

Mantra

Sanskrit Mantra :[13]ॐश्रींह्रींक्लींत्रिभुवनमहालक्ष्म्यैअस्माकम्दारिद्र्यनाशयप्रचुरधनदेहिदेहिक्लींह्रींश्रींॐ।
English Mantra :
–Om Shring Hring Kling Tribhuvan Mahalakshmyai Asmaakam Daaridray Naashay Prachur Dhan Dehi Dehi Kling Hring Shring Om —

Website: http://vashikaranspecialist.com/